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House bill would require gun owners to have liability insurance

By Lydia Wheeler - 05/29/15 10:24 AM EDT

House Democrat Rep. Carolyn Maloney (N.Y.) has introduced a bill that would require gun owners to carry liability insurance.
The Firearm Risk Protection Act, unveiled Friday, would require gun buyers to have liability insurance coverage before being allowed to purchase a weapon, and would impose a fine of $10,000 if an owner is found not to have it. Service members and law enforcement officers, however, would be exempt from the requirement.

"We require insurance to own a car, but no such requirement exists for guns," Maloney said in a statement. "The results are clear: car fatalities have declined by 25 percent in the last decade, but gun fatalities continue to rise."

Maloney said auto insurance carriers incentivize drivers to take precautions to reduce accidents, but no such incentives exist for firearm owners.
"An insurance requirement would allow the free market to encourage cautious behavior and help save lives," she said. "Adequate liability coverage would also ensure that the victims of gun violence are fairly compensated when crimes or accidents occur."
This is the second time Maloney, who is one of the biggest gun control advocates in Congress, has introduced the legislation. A few weeks ago she reintroduced legislation that would require sellers to obtain a background check for all guns sold at gun shows.
The Gun Show Loophole Closing Act, long championed by former Rep. Carolyn McCarthy (D-N.Y.), would subject anyone selling or transferring a gun to the National Instant Criminal Background Check System and require that transfers be reported to the attorney general.
http://thehill.com/r...carry-insurance
 

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Umm that's sounds about as stupid as stupid can get on so many levels. Good luck collecting 10k from the CRIMINALS, who is going to safe guard the info from being hacked and owners becoming targets, free market to encourage safety?????????????? wtf, just were does it state the right to bear arms as long as you have insurance certs, how do these people keep getting elected to office ?
 

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Walker1847
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Another idiot legislator from NY. Maybe politicians should have stupidity insurance for when they make a$$es of themselves.
Wait, having liability insurance to cover the cost of "mistakes" is more of an incentive to be cautious than if you had no insurance to cover your butt. I see her logic.....
 

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INFIDEL
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The house should pass a bill that require all these illegal aliens to get insurance on their ghetto cruisers and register the vehicles, And get rid of the bullship South Carolina plates... Give them a one way bus ticket to tijuana. .....geeeez
 

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One little baby step forward ... three giant steps backwards!
 
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owning a car is not a right,it's a privilege.......dopey bill,fails on so many levels
 
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INFIDEL
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Godzilla vs the mummy...lol
 
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