First of all, please forgive me if this is in the wrong forum. It seemed the most appropriate venue for the question. I've seen a few thread's recently where member's mentioned purchasing rifle's on layaway from certain retailers. I have never paid for a firearm in installment's before, but, I am interested in doing so now. Can anyone reccomend dealers that do this? What kind of time frame/down payment is normally expected? I apolagize if this seem's like a very basic question.